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If you are looking for a home loan,

here’s what most lenders will ask for, regardless of your financial profile.



Two years of W-2 forms, federal tax returns, and bank statements


Two recent pay stubs,

(will need to be updated within 30days of closing)


Proof of Employment


Drivers License

Contact information for homeowner’s Insurance


Pension, Social Security, disability, award letters,

or documentation for other income


Letters of explanation and/or copies of checks and deposits that are not direct deposit payroll payments, of that may be perceived as unusual relative to your normal banking activity


Two months of all asset statements, pages and accounts


The most recent quarterly retirement plan statements


Explanation of gaps in employment of employment status changes


Explanation of source for down payment if not

Documented as the borrower’s own assets


Credit letters of explanation for simple inquiries

and derogatory credit


Documentation of any bankruptcy fillings


Proof of satisfied liens and judgments


Contact information for the company that

administers your student loans.


/Photos/120x/13851.jpg JULIE WORKS~RE/MAX Hall of Fame CDPE, CRS, GRI, ABR, CSR, CNE
RE/MAX Professionals
Office: (303) 489-5484
Cell: (303) 489-5484
Fax: (720) 306-3081
239 Detroit Street #200
Denver, CO 80206

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